How To Use Medicare To Cover Dental Service?
Dental service is kind of necessary for almost everyone at some point in their life. Before you get scared away by the costly bill of this medical care, there might be a certain chance for government medical insurance to cover part of it. Take a look at how Medicare works for dental care.
What Is Medicare?
In short, Medicare is a federal health insurance program for people who fall into one or more of the following categories:
- Individuals who are 65+
- Individuals younger than 65 with disabilities
- Individuals with End-Stage Renal Disease
Also, there are 3 different types of Medicare:
- Medicare Part A covers hospital insurance
- Medicare Part B covers medical insurance
- Medicare Part D covers prescription drugs
More specifically, Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and certain home health care. Part B covers some doctors' services, outpatient care, medical supplies, and preventive services.
What Are Medicare Dental Benefits?
In some cases, Medicare Part A may cover dental care, including:
- A hospital stay involving dental work
- Emergency dental Medicaid care
There may also be some private insurers offering Medicare Advantage Plans. They have to cover everything that Original Medicare covers (Part A, B, D) and sometimes offer additional dental coverage as well. For instance:
- Exams
- X-rays
- Cleanings
- Diagnostic services
- Restorative services (fillings)
- Root canal treatment
- Gum disease treatments
- Extractions
- Crowns, bridges, implants, dentures
*For reference only
If you are seriously considering Medicare for dental coverage, please check the official website for accurate information. Besides, don't forget to check with your dentist about whether the clinic you go to accepts Medicare coverage. You may simply use the directory button below to find dental clinics near you and call for more detailed information.
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